Featured In: NextAdvisor | Written By: Miranda Marquit | Featuring: Jay L. Hack | Partner, Gallet Dreyer & Berkey, LLP 

You may access the full article via download or by clicking here.

One of the most complex financial transactions you’re likely to be involved with is buying a home. After all, the mortgage documents alone can be dozens of pages — many of them steeped in legalese. However, there are regulations designed to at least give you the information you need upfront. The Real Estate Settlement Procedures Act (RESPA) requires mortgage lenders and servicers to let you know how much you are likely to pay in total, as well as disclose other important information about the settlement process. Once you understand the basics of RESPA, you’re more prepared to be a savvy consumer as you make a home purchase...